[GSBN] TLS -Putting a Project Together

[Andrew Webb]

Hi Chris and everyone else,

Could a possible problem with this approach be the duty of disclosure?  
On the face of it, what you are telling the insurance company is true 
but could it be challenged in court that it is not the whole truth?  The 
fact that you flag it as "a wee bit nefarious" signals to me that the 
insurance company faced with a payout would find it a whole lot more 
nefarious. Hopefully not, but it would be good to know how it would be 
interpretted in various jurisdictions.

-Andrew

Chris Prelitz wrote:
> On insurance and finance applications, my home is wood framed and 
> insulated with /organic cellulose material/ with a 1 hour fire rating.
> /Wood, wood frame/, and /cellulose/ are all on their forms. I haven't 
> seen the word strawbale on insurance or mortgage applications - yet.
> Sure it's a wee bit nefarious and doesn't forward the widespread 
> acceptance of straw-bale - but if there's no other way - it can work.