[GSBN] A question about mold and insurance

[jfstraube]

Gee David
This is you hearing from me. But I think John Swearingen put it  
best.This is not really a research question, but a practical "does  
mold happen more in SB homes" question. Paper-faced gypsum is the mold  
problem the beats all others based on incidence and probability.
Most insurance policies now include an exemption for mold. Why not add  
an exemption for the concerned insurance company, and the homeowner  
knows that they are no longer covered for something that is not a risk.

On 2009-10-02, at 6:53 PM, strawnet at aol.com wrote:

> Hi all,
>
> This came to us at DCAT and I wanted to share it here to see if  
> anyone has information that might help resolve this issue. Obviously  
> the insurance underwriter has the opinion that sb houses are prone  
> to mold, so one question is, based on what evidence or documentation  
> or studies? Of course they are in the driver's seat on this - they  
> can make unsubstantiated claims and the burden is then on us to  
> disprove them if we can. It would be good to hear from John Straube  
> on this, as well as anyone else with information that could help.
>
> I have told her about the GSBN archives but will try to pass along  
> your responses to her as well. And I have also copied my reply to  
> her, asking if it was OK with her that I post this here, to Joyce at  
> The Last Straw. Thanks for sharing what you all know...
> David
>
> ------------------
> Question: Have you or do you know of anyone who has researched mold  
> in strawbale houses. I have just been denied insurance because the  
> underwriter states that sb houses are prone to mold. All my research  
> over the past 10 years and during the building process is quite the  
> oppisite, but i need facts to persuade the ignorant. Also my motgage  
> co would love to cancel my loan if the insurance does not come thru.  
> We have been with this company for 4 years and 3 of it during the  
> building process. Are you able to help?
> Thank you Wendy
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